How Long Does SSDI Last?
Once you’ve been approved for Social Security Disability benefits, you might think they’ll last forever, but this isn’t necessarily true. While some people receive benefits until they retire at 65, others lose it much earlier. For those who get benefits until they’re 65, benefits don’t just stop. Instead, they’ll change into Social Security Retirement benefits. However, some beneficiaries have their Social Security Disability benefits stopped before retirement age.
Why Would a Social Security Disability Benefit Be Stopped?
So, when does SSDI end, and how do you know which category you fall into? There are several reasons why your disability benefits may be stopped. The most common reasons are returning to work, incarceration, or an improvement in your medical condition. How long you get benefits is based on whether these factors come into play, and if they do, when. For example, if you start receiving benefits in 2019, they could go under review in 2022. If the Social Security Administration (SSA) determines that you are no longer disabled, they can stop your benefits.
Continuing Disability Reviews
The SSA performs reviews called Continuing Disability Reviews for beneficiaries on a regular basis. The time between reviews is decided on whether your condition is likely to improve. If improvement is expected, you’ll be reviewed every 18 months. Those for whom improvement is possible, but not as likely usually get reviewed every 3-5 years. And what is permanent disability? If you are unlikely to improve, your case will only be reviewed every 7 years.
Another reason your disability benefits might be revoked is if you land in prison. If you’re incarcerated for more than 30 days, the government will stop your Social Security Disability benefits. However, it doesn’t end them permanently. Instead, they’ll be reinstated when you are released from jail.
Returning to Work
You may also lose your Social Security Disability benefits if you work enough hours to earn a substantial income. Once you make enough to support yourself, the SSA cancels benefits, but you may be eligible for retirement benefits when you reach age 65. When you decide to return to work, benefits don’t immediately stop. You’re allowed a trial-period of nine months before the government revokes your benefits. If you find you are unable to cope with work during those nine months, your benefits will continue.
In order to collect SSDI, you first need to be approved. The application process can be long and confusing. Your best bet is to speak with a disability lawyer who can give you advice on how to proceed. If you’re still denied, an attorney can help you appeal so you have a better chance of getting the benefits you deserve. When you’re ready to talk to someone about applying for Social Security Disability benefits, call the Disability Help Center at 1-888-418-8860 or contact us online. Our experienced legal team will guide you toward a more sufficient future.